Payment Policy
Last Updated: October 22, 2026
Currency: United States Dollar (USD)
Woodtoyish, operated by WOODTOYISH FURNITURE GROUP, provides secure online payment options for customers purchasing Wooden Nightstands through our website.
This Payment Policy explains accepted payment methods, billing, payment authorization, shipping charges, cancellations, and refunds.
1. Accepted Payment Methods
Woodtoyish accepts the payment methods displayed during checkout.
Depending on availability, these may include:
Major credit cards
Major debit cards
PayPal, where available
Other supported online payment methods shown at checkout
Only payment methods actually displayed during checkout should be considered available.
Available payment options may vary depending on:
Customer location
Bank or card issuer
Payment provider
Device or browser
Checkout configuration
2. Currency
All prices and transactions on Woodtoyish are processed in:
United States Dollars (USD)
This includes:
Product prices
Shipping charges
Applicable taxes collected at checkout
Final order totals
Approved refunds
If your payment account uses another currency, your bank or payment provider may convert the transaction.
Woodtoyish does not control:
Exchange rates
Currency-conversion fees
Foreign-transaction fees
Other charges imposed by financial institutions
3. Secure Payment Processing
Customers should enter payment information only through the official Woodtoyish checkout.
Sensitive payment information may be processed directly by third-party payment providers.
Woodtoyish does not normally require customers to provide complete payment-card information through ordinary email.
Please do not send:
Complete credit or debit card numbers
CVV or CVC codes
Banking passwords
Payment-account passwords
One-time authentication codes
4. Billing Information
Customers are responsible for providing accurate billing information during checkout.
This may include:
Full name
Billing address
Email address
Phone number
Payment information required by the selected payment method
Incorrect or incomplete billing information may result in:
Payment decline
Additional verification
Order delay
Order cancellation
5. Payment Authorization
Submitting an order does not guarantee that payment will be approved.
A payment may be declined because of:
Incorrect card information
Billing-address mismatch
Expired payment method
Insufficient funds
Insufficient available credit
Bank restrictions
International transaction restrictions
Incomplete authentication
Fraud-prevention controls
Woodtoyish cannot override a payment decision made by a bank, card issuer, or independent payment provider.
6. Payment Verification
Certain transactions may require additional review before fulfillment.
Woodtoyish may review:
Payment status
Billing information
Shipping information
Order details
Product availability
Fraud-prevention information
An order may be temporarily placed on hold while verification is completed.
7. When Payment Is Submitted
Payment is submitted when the customer completes checkout and places an order.
After the payment has been successfully authorized or confirmed, the order may begin processing.
Receiving an order-confirmation email does not mean the order has already shipped.
8. Order Total
Before completing payment, customers should review the final checkout summary.
Depending on the transaction, the order total may include:
Product subtotal
Promotional discounts
Shipping charges
Applicable taxes
Duties or other charges collected during checkout
Final amount due
The amount displayed during checkout before payment is submitted is the amount that applies to the transaction, except where there is an obvious technical or pricing error.
9. Current Shipping Charges
Current standard shipping rates are:
North America
Countries: United States and Canada
Standard Shipping: USD 19.99
Free Standard Shipping: Orders of USD 249 or more
Europe
Countries: United Kingdom, France, Germany, Spain, Italy, Belgium, Portugal
Standard Shipping: USD 24.99
Free Standard Shipping: Orders of USD 299 or more
Oceania
Country: Australia
Standard Shipping: USD 29.99
Free Standard Shipping: Orders of USD 349 or more
The shipping amount displayed during checkout is the amount that applies to the order.
Please review our Shipping Policy for complete delivery information.
10. Taxes and International Charges
Applicable taxes may be calculated and collected during checkout where required.
International orders may also be subject to:
VAT
GST
Import duties
Brokerage fees
Customs-processing charges
If Woodtoyish collects a particular charge during checkout, it will be included in the final order total.
Charges not collected by Woodtoyish may be collected separately by the carrier, customs authority, brokerage provider, or applicable government agency.
11. Declined Payments
If your payment is declined, you may:
Check the payment information entered
Verify the billing address
Confirm available funds or credit
Complete any required authentication
Contact your bank or card issuer
Try another payment method available during checkout
Orders with unsuccessful payments will not normally proceed into fulfillment.
12. Pending Transactions
A transaction may temporarily appear as Pending while the bank or payment provider processes the authorization.
A pending authorization does not necessarily mean that a completed payment has been collected.
If the transaction does not complete, the financial institution may:
Release the authorization
Void it
Allow it to expire
The timing is controlled by the customer's bank or payment provider.
13. Duplicate Charges
If you believe you were charged more than once for the same transaction, contact:
Please provide:
Full name
Order number
Email used during checkout
Transaction date
Transaction amount
If relevant, you may provide only the last four digits of the payment card.
Do not send the complete card number or CVV.
14. Order Cancellation
Customers may request cancellation within:
24 hours after placing the order
provided fulfillment has not progressed beyond a stage where the order can reasonably be stopped.
Submitting a cancellation request does not guarantee approval.
Please review our Cancel My Order / Cancellation Policy for complete details.
15. Cancellation Refunds
After an eligible cancellation has been approved, Woodtoyish normally submits the refund within:
7 business days after cancellation approval
The refund is normally returned to the original payment method.
Your bank or payment provider may require additional time before the funds appear.
16. Return Refunds
Eligible returns are governed by our Return & Refund Policy.
After an eligible return has been:
Received
Inspected
Approved
Woodtoyish normally submits the refund within:
7 business days after return approval
17. Refund Method
Approved refunds are normally returned to the:
Original payment method used for the purchase
For example:
Credit or debit card → Original card
PayPal → Original PayPal transaction
Other supported payment method → Original transaction
Refunds generally cannot be redirected to:
Another card
Another person's account
An unrelated bank account
Another unrelated payment method
18. Refund Currency
Approved refunds are processed in:
United States Dollars (USD)
If the original payment was converted into another currency, the local-currency refund amount may differ because of:
Exchange-rate changes
Currency-conversion fees
Bank policies
Payment-provider policies
Woodtoyish does not control these independent conversion differences.
19. Refund Posting Time
Woodtoyish's refund-processing time is separate from the posting time used by the customer's bank or payment provider.
After Woodtoyish submits an approved refund, additional processing time may be required by:
Bank
Card issuer
PayPal
Other payment provider
20. Pricing Errors
If an obvious pricing or technical error occurs before fulfillment, Woodtoyish may:
Contact the customer
Correct the error
Ask whether the customer wishes to proceed
Cancel the affected order
Refund the eligible amount
Woodtoyish will not intentionally replace the confirmed transaction price with a materially different amount without addressing the issue.
21. One-Time Purchases
Unless clearly stated otherwise during checkout, Woodtoyish purchases are:
One-time transactions
Purchasing a Wooden Nightstand does not automatically enroll customers in:
Subscription billing
Recurring payments
Automatic renewal
22. Payment Disputes
If you believe there is a problem involving:
Payment
Order
Shipping
Cancellation
Return
Refund
please contact Woodtoyish so the transaction can be reviewed.
Customers retain any applicable rights to contact their bank, card issuer, or payment provider.
23. Payment Security
Woodtoyish uses reasonable measures intended to help protect payment-related information.
Customers should:
Use the official Woodtoyish website
Confirm the website address before submitting payment
Keep payment passwords private
Never share one-time authentication codes
Avoid suspicious payment links
No online payment system can guarantee absolute security.
24. Changes to This Policy
Woodtoyish may update this Payment Policy when:
Payment methods change
Shipping charges change
Checkout functionality changes
Refund procedures change
Business practices change
Legal requirements change
The Last Updated date will be revised when a new version is published.
25. Contact Woodtoyish
For payment, billing, checkout, declined transaction, pending payment, duplicate charge, cancellation refund, or refund-status questions, contact:
WOODTOYISH FURNITURE GROUP
Brand: Woodtoyish
Business Address:
900 CARLOW DRIVE
BOLINGBROOK, ILLINOIS 60490
United States
Phone: +1 (732) 299-9701
Email: support@woodtoyish.com
Support Hours: Monday–Sunday, 8:00 AM–5:00 PM Central Time
For an existing transaction, please include your Order ID whenever available.
Please do not send complete card numbers, CVV codes, banking passwords, payment-account passwords, or one-time authentication codes by email.